Free Resources
Start Your Search. Keep It Free.
You can search for and claim unclaimed property yourself, for free, at your state’s official site. No Heirwell account is needed.
Start with a State
Check each state where the person lived or did business. These links take you directly to the agency’s own instructions and search.
Find Official Searches for Every State Through USAGov (Opens in a New Tab)
State search sources checked October 21, 2026. Heirwell does not receive your searches or results.
Different Accounts. Different Places to Look.
There is no single database that finds everything. These resources each cover a particular type of account or benefit.
Life Insurance
The NAIC policy locator helps identify life insurance and annuity coverage for a deceased person.
Visit the Official Resource (Opens in a New Tab)Retirement Benefits
Check the PBGC tool for certain unclaimed retirement benefits.
Visit the Official Resource (Opens in a New Tab)Failed Banks
FDIC searches cover unclaimed funds from closed banks, not every bank account.
Visit the Official Resource (Opens in a New Tab)Closed Credit Unions
The NCUA provides instructions for unclaimed deposits from liquidated credit unions.
Visit the Official Resource (Opens in a New Tab)Savings Bonds
Treasury Hunt has closed. TreasuryDirect now directs people with missing bonds to its forms and claim instructions.
Visit the Official Resource (Opens in a New Tab)